Data Protection Act Agreement
In considering your application Genie Finance and/or our Agents will search your record at a credit reference agency/ies. They will add details of the search and your application to the credit reference record. This will be seen by other organisations carrying out later searches. Genie Finance and/or our Agents will use a credit scoring or other automated decision making system when assessing your application. It is important that you give us accurate information.
Genie Finance and/or our Agents and other organisations may use and search these records to:
ï Help make decisions about credit and credit related services, for you and members of your household;
ï Help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household;
ï Check your identity to prevent money laundering, unless you furnish us with other satisfactory proof of identity;
ï Trace debtors, recover debt, prevent fraud, and to manage your accounts or insurance policies;
The credit reference agency/ies and the fraud prevention agency/ies will also use the records for statistical analysis about credit, insurance and fraud.
Please telephone Genie Finance on 0845 287 2810 if you want to have details of those credit reference and fraud prevention agencies from whom Genie Finance obtain information and with whom Genie Finance and/or our Agents record information about you. You have a legal right to these details.
You have a right, on payment of a fee, to receive a copy of the information Genie Finance and/or our Agents hold about you if you apply to us in writing.
